Suppliers are often required to submit invoices only after completing work or provide assets as collateral for early payments. They're forced to navigate outdated, rigid payment systems built around a “one size fits all” approach, leading to frustration, inefficiencies, and frequent delays.
With Ember, suppliers can submit invoices and get paid as quickly as they choose—even on Day-Zero! Ember operates independently of buyer payment systems, so existing processes don't affect your payment schedule. Expedited receivables have never been easier.
Even when suppliers promptly submit their invoices, the review process can still take months. This delay ties up cash for extended periods and creates a long-standing challenge for many businesses that can have a massive impact.
Ember eliminates the traditional invoice review process by streamlining payment workflows. Suppliers get immediate access to cash while buyers keep their usual net terms, benefiting both sides.
After months of back-and-forth, the review process is finally complete and suppliers are paid. However, the prolonged timeline has significantly limited their ability to invest in growth and cover essential expenses.
Since suppliers have already received their funds, they are able to reinvest in their operations and enhance cash flow without delay. At the same time, buyers maintain their standard net terms and avoid the burden of managing collection inquiries from suppliers.
Flexible Payment Models Built for How You Work
Ember provides three distinct funding models, allowing buyers and suppliers to select the option that best aligns with their goals, whether operating on a retainer basis, reviewing invoices after submission, or approving them individually.
Retainer-Based
Advance funds based on an agreed retainer, even before the work is done. Ember fronts the payment so suppliers get liquidity from day one of the engagement, not months later.
On-Submission
Advance payment at the moment an invoice is submitted. No need to wait for approval cycles. Buyers maintain their net terms while suppliers get paid as quickly as Day-Zero.
On-Approval
Advance payment the moment an invoice is approved. Perfect for workflows that require formal acceptance. Buyers still get to approve invoices while suppliers receive funds sooner.
